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Direct Auto Insurance (formerly SafeAuto) is good for drivers looking for flexible, nonstandard policies. The company is designed for high-risk drivers and drivers seeking minimum-limit coverage.
Best for flexible, nonstandard policies SafeAuto Rating image, 2.00 out of 5 stars. 2.00/5 Circle with letter I in it.Our ratings are based on a 5 star scale. 5 stars equals Best. 4 stars equals Excellent. 3 stars equals Good. 2 stars equals Fair. 1 star equals Poor. We want your money to work harder for you. Which is why our ratings are biased toward offers that deliver versatility while cutting out-of-pocket costs.
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Direct Auto (formerly SafeAuto) specializes in nonstandard auto coverage, serving policyholders through independent agent partners. It is designed for high-risk drivers and those with a history of lapsed policies.
Here's a quick breakdown of average Direct Auto policy costs for a few different driver profiles:
| 35y, female, clean record | 35y, male, clean record | 35y, female, one accident | 18y, male, clean record |
|---|---|---|---|
| $3,301 | $3,559 | $4,598 | $8,436 |
As this table illustrates, Direct Auto's car insurance rates are far higher than average, across the board.
| Direct Auto Average Rate | National Average Rate | |
|---|---|---|
| Clean Driving Record | $3,430 | $2,728 |
| Accident on Record | $4,598 | $2,973 |
| Speeding Ticket on Record | $4,440 | $3,015 |
| DUI on Record | $4,979 | $2,847 |
| 18 Years OId - New Driver | $8,436 | $6,291 |
| 65 Years Old - Senior | $3,095 | $2,140 |
| Military Service | $3,531 | $2,375 |
| Minimum Coverage (Liability Only) | $854 | $787 |
Direct Auto has the following types of car insurance discounts:
Direct Auto has an A+ rating from the Better Business Bureau (BBB), but only a 1.1 out of 5 star rating on Yelp. On Trustpilot, the insurer has a slightly higher rating of 2.5. Direct Auto's website includes reviews giving the company a much higher rating of 4.7.
Our ratings are based on a 5 star scale. 5 stars equals Best. 4 stars equals Excellent. 3 stars equals Good. 2 stars equals Fair. 1 star equals Poor. We want your money to work harder for you. Which is why our ratings are biased toward offers that deliver versatility while cutting out-of-pocket costs.
= Best
= Excellent
= Good
= Fair
= Poor
Our ratings are based on a 5 star scale. 5 stars equals Best. 4 stars equals Excellent. 3 stars equals Good. 2 stars equals Fair. 1 star equals Poor. We want your money to work harder for you. Which is why our ratings are biased toward offers that deliver versatility while cutting out-of-pocket costs.
= Best
= Excellent
= Good
= Fair
= Poor
For drivers with a strong credit score: Those with good credit may be able to save money by working with Geico, one of the most popular insurers in the business. Geico offers insurance to high-risk drivers as well as drivers seeking SR-22 coverage.
For drivers looking for excellent customer service: Those who value customer service may prefer Allstate over Direct Auto. Allstate is known for its customer-centric business model, meaning agents prioritize customer satisfaction. It's no coincidence that Allstate also has some of the highest customer satisfaction ratings in the auto insurance business.
Direct Auto is an option for drivers who:
At The Motley Fool Ascent, insurers are rated on a scale of one to five stars. We primarily focus on pricing, coverage options, and customer satisfaction; however, we also take into account features like unique discounts, online and app-based experiences, and branch access. Our highest-rated auto insurances generally include low costs, solid coverage, and high customer satisfaction.
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Dana George has no position in any of the stocks mentioned. The Motley Fool has no position in any of the stocks mentioned. The Motley Fool has a disclosure policy.
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